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Save Your House with the New HARP Program-Save Your Wallet when Buyin a Forclosure or Short Sale

by Jo Garner | Mar 24, 2012 | Real Estate & Foreclosures

Good morning Memphis! You are on the Real Estate Mortgage Shoppe program with me Jo Garner, Mortgage Officer with Evolve Bank and Trust and Attorney Ron Cohen affiliated with the Memphis Law Firm of Ballin, Ballin & Fishman and an owner of Premium Title and Jenett...

Quick Road To The Gold On Landing A Mortgage & Insurance Claims

by Jo Garner | Mar 18, 2012 | Insurance & Regulations, Mortgage Loans & Rates

Top o’ the mornin’ to ya! Its St Patrick’s Day and you are on the Real Estate Mortgage Shoppe program with me, Jo Garner, mortgage officer with Evolve Bank & Trust. Our guests today are Troy and Lynn McDonald with the Erin McDonald Agency of...

What Is A Real Estate Deal? Three Profit Strategies

by Jo Garner | Mar 5, 2012 | Real Estate & Foreclosures

Good Morning Memphis! Are you ready to make some money? Are you ready to build some wealth? You are on the Real Estate Mortgage Shoppe with me, Jo Garner, Mortgage Loan Officer with Evolve Bank and Trust. In the studio with us today we have Richard Scarbrough, Buyer...

Keep It Low, Keep It Covered–Insurance and My Mortgage

by Jo Garner | Feb 18, 2012 | Insurance & Regulations, Mortgage Loans & Rates

The podcast link leads you to the Real Estate Mortgage Shoppe program with me, Jo Garner, Mortgage Officer with Evolve Bank and Trust.  We are talking with Lynn and Troy McDonald of Erin McDonald Allstate Insurance Agency.  We cover money-saving tips for you to keep...

Coordinating Your Real Estate Investment Strategy

by Jo Garner | Feb 18, 2012 | Real Estate & Foreclosures

On this podcast we are talking with Richard Scarbrough buyer and broker with First National Realty and Kevin Perk of Kevron Properties and blogger on smarterlandlording.com. Jo Garner, Mortgage Officer with Evolve Bank & Trust discusses financing strategies for...

How To Make Money Buying & Lending On Real Estate With Private Financing

by Jo Garner | Feb 4, 2012 | Financing & Refinancing, Real Estate & Foreclosures

Jo Garner’s Real Estate Mortgage Shoppe program on January 28th, 2012 covered topics about mortgage loan programs for refinance and home purchases using traditional financial program and also private lending programs. Jeremy Veldman and Alex Craig with Memphis...

Keep Your Lifestyle: How To Make Your House Pay You

by Jo Garner | Jan 24, 2012 | Financing & Refinancing, Mortgage Loans & Rates

There is so much in real estate and mortgage news this week….what do we talk about? What do we leave out? Okay, well since we’ve had numerous calls about the mortgage rates, why don’t we start there? We saw a weakening market this week which caused...

Getting Started in Real Estate Investing

by Jo Garner | Jan 16, 2012 | Real Estate & Foreclosures

The topic for the Real Estate Mortgage Shoppe program on January 7, 2012 is “How To Get Started In Real Estate–Your Real Estate Journey with Jo Garner, Mortgage Officer with Evolve Bank and Trust and co-hosts Richard Scarbrough, buyer and broker for First...

Real Estate Mortgage Shoppe -Start Investing In Real Estate

by Jo Garner | Jan 7, 2012 | Real Estate & Foreclosures

The news for mortgage loans and credit on home loans this first week of 2012 is hot from Jo Garner, Mortgage Loan Officer with Evolve Bank & Trust in the Memphis, TN area.  On the radio show today we discussed the Federal Reserve’s missive to the White House...

Mortgage Loan Refinance Relief for Underwater Home Owner's

by Jo Garner | Oct 25, 2011 | Financing & Refinancing, Mortgage Loans & Rates

The mortgage loan business in Memphis and every city around the nation is about to go into high gear with record numbers of mortgage loan refinances. The government on Monday October 24, 2011 announced a federal loan program that will make it easier for struggling...
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Recent Posts

  • Keep More of Your Money in 2026: Insider Tax Strategies From Your Mortgage Pro &  Your CPA April 19, 2026
  • Protect Your Home Like a Pro With These Smart Mortgage Moves & Home Maintenance Team April 11, 2026
  • Spring 2026 Housing Market Forecast- Is It Time to Launch Your Home Purchase or Refinance? April 5, 2026
  • Turn Life Changes Into Smart Housing Moves-Real Estate Tips From the Pros March 29, 2026
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  • Reading the Rate Signals: Timing Smart Moves for Buyers and Homeowners March 14, 2026
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  • Love Where You Live: From the Roof to the Foundation and Financing February 15, 2026
  • Winning Where It Counts in The MidSouth Housing Market February 9, 2026
  • Is New Home Construction in Your Plans? Tips From the Builder and Mortgage Pros February 1, 2026
  • Fix the House, Fund the Dream: Smart Financing When Cash Is Short  January 22, 2026
  • Clear the Tax Debt, Claim the Dream of Homeownership With The Right Mortgage    January 18, 2026
  • Aging Well: Smart housing & Legal Planning January 12, 2026
  • Best Steps to Buying a Home -Best Practices when Selling a Home  January 4, 2026
  • Legacy Planning & Property: Holiday Conversations December 16, 2025
  • Affordability Crisis or Opportunity Window? Lending and Appraisal Experts’ Behind the Scenes View December 15, 2025
  • A.I. on the Roof, A.I in the Loan File: The Future of Home Buying & Home Repair December 7, 2025
  • Behind the Numbers: Real-Life Stories & Real-World Real Estate Appraisal Tips November 23, 2025

DISCLAIMERS:
The information on these pages are meant for general educational purposes and are not an offer to lend. Consult with a licensed financial or legal advisor before acting on any information.

All financing scenarios are meant or educational purposes and are not an offer to lend.

LEGAL:  Real Estate Mortgage Shoppe provides general education and is not an offer to lend.   Jo Garner, Talk Shoppe LLC and Real Estate Mortgage Shoppe do not endorse 100% of the content covered on this web page or podcasts and blog posts.  Consult with a certified financial advisor or other certified advisors before acting on any information provided on JoGarner.com or the radio show, podcasts and blog posts.   Jo Garner is a licensed mortgage originator NMLS 757308 Equal Housing Opportunity.

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