Jo Garner - The right mortgage... E-ASY process
P: (901) 482-0354 | E: jo@jogarner.com
Is New Home Construction in Your Plans? Tips From the Builder and Mortgage Pros

Is New Home Construction in Your Plans? Tips From the Builder and Mortgage Pros

by | Feb 1, 2026 | Credit, Financing, Home Buying, Loan Programs, Local Development, Mortgage Loans & Rates, Official Podcast List, Preparation, Tips, Tricks & How To's

  1ST SEGMENT 12 MINUTES LET’S GET STARTED…(Jo) (Good morning, Memphis!  Welcome to our internet listeners and podcast listeners across the 50 states! . You’re on Real Estate Mortgage Shoppe. I’m your host, Jo Garner, Mortgage Loan Originator.  You can connect...
WINDS OF CHANGE IN THE ECONOMY -HERE’S HOW THESE HOMEOWNERS THRIVED THROUGH THE SEASONS

WINDS OF CHANGE IN THE ECONOMY -HERE’S HOW THESE HOMEOWNERS THRIVED THROUGH THE SEASONS

by | Oct 13, 2025 | Finances, Financing, Financing & Refinancing, Fixing, Home Buying, Home Ownership, Housing Market, Mortgage Loans & Rates, Preparation

Whether you own a home or you are thinking about becoming a homeowner, today we are sharing stories of people and what they did to thrive comfortably economically and in their home through the winds of change. Host: #JoGarner #MortgageExpert #MortgageLoanOfficer (901)...
Contracts, & Communication-Avoid Costly Mistakes on Home Repairs to Home Mortgage Decisions

Contracts, & Communication-Avoid Costly Mistakes on Home Repairs to Home Mortgage Decisions

by | Oct 6, 2025 | Finances, Financing, Financing & Refinancing, Fixing, Home Buying, Home Ownership, Housing Market, Loan Programs, Mortgage Loans & Rates, Tips, Tricks & How To's

Want to feel good about your home purchase or home repair? Jo Garner, Mortgage Loan Officer NMLS# 757308 shares stories about people who used smart strategies dealing with required home repairs, Cost-to-Wait scenarios and setting up multiple exit strategies. Ed Hill...
MORTGAGE RATES AT 12-MONTH LOW—IS THIS THE RIGHT TIME TO MAKE YOUR REAL ESTATE MOVE?

MORTGAGE RATES AT 12-MONTH LOW—IS THIS THE RIGHT TIME TO MAKE YOUR REAL ESTATE MOVE?

by | Sep 15, 2025 | Appraisal, Downpayment, Finances, Financing, Financing & Refinancing, Home Buying, Housing Market, Loan Programs, Mortgage Loans & Rates, Tips, Tricks & How To's

Did you know that mortgage rates are NOT tied to the Federal Reserve? Last September 2024 when the Fed dropped their rate, mortgage rates actually spiked upward. Experts are predicting that mortgage rates have already made their drop to a 12-month low and are not...