Ed Hill, Senior Consultant, Masters Roofing Memphis
The Pros and Cons of a Metal Roof
Sat Sept 14, 2024 9AM CT News Radio AM 600 WREC, 92.1 FM & on your
iHeartRadio app. #EdHill #MastersRoofing Bartlett (901) 273-6594
Guest hosting for #JoGarner #MortgageExpert 901 482-0354 jo@jogarner.com
Let’s stay connected! Subscribe for weekly Real Estate Mortgage Shoppe podcasts with show notes at www.JoGarner.com
LET’S GET STARTED…(Jo) (Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! . Today is September 14, 2024 . Call us in the studio while we are live at 901 535-9732.You’re on Real Estate Mortgage Shoppe. I’m your host, Ed Hill of Masters Roofing, guest hosting for , Jo Garner, Mortgage Loan Originator. You can connect with Jo Garner for your mortgage at www.JoGarner.com. You can connect with me, Ed Hill of Masters Roofing at 901 273-6594. Our general topic: Pros and Cons of a Metal Roof.
ED SHARES HIS CONTENT UNTIL END OF 1ST SEGMENT at 9:15
OUTRO AT THE END OF THE 1ST SEGMENT: You’re on Real Estate Mortgage Shoppe. I’m your host, Ed Hill of Masters Roofing, guest hosting for Jo Garner, licensed mortgage loan originator. Jo always says, What do YOU want to accomplish with your mortgage? Jo Garner can make the home purchase or debt consolidation refinance EASY for you. Connect with Jo at www.JoGarner.com When we come back, I will be sharing more about the pros and cons of a metal roof
2nd segment after 9:15 advertising break –
You’re on Real Estate Mortgage Shoppe. I’m your host, Ed Hill of Masters Roofing, guest hosting for , Jo Garner, Mortgage Loan Originator. You can connect with Jo Garner for your mortgage at www.JoGarner.com. You can connect with me, Ed Hill of Masters Roofing at 901 273-6594. Our general topic: Pros and Cons of a Metal Roof.
NOTE FROM JO: Our regular host, Jo Garner, is a licensed mortgage officer. She has been reminding her listeners with a news flash that mortgage rates are at a 15-month low. If you are waiting for the mortgage rates to go down before you buy a home, don’t wait too late. Mortgage rates are NOT tied directly to the Federal Reserve Rate. If you are waiting for the Federal Reserve rate to go down before setting out to buy your home or refinance your mortgage, so are a lot of other people.
GET AHEAD OF THE COMPETITION! Call Jo Garner at 901 482-0354 or connect with her at www.JoGarner.com Jo Garner can help you explore right now the best mortgage financing program to get you where you want to be.
She can make the mortgage process easy.
TOPICS COVERED BY ED HILL OF MASTERS ROOFING OF BARTLETT
Ed Hill, 901-273-6594
Metal Roofs are more durable but shingle roofs are less expensive
Shingle roofs are easier to repair and have major industry support.
More comments:
“If you install a metal roof over a shingle roof, it could be harder to find and fix leaks in the future. Down the road when you get a leak, you won’t know where it’s coming from: the first roof or the metal roof. Not only does this make it harder to find, but also harder to fix.”
“Our stone-coated steel roofing has a life expectancy of 40-70 years. This long lifespan makes it one of the best materials on the market. “
So, it comes down to if you can afford the medium to significantly higher pricing for various metal roofing styles and you are willing to handle possible paint or snow or installation issues if they arise and you are going to be in that home for a few decades then select a style and contractor. If this doesn’t match your circumstances then stick with traditional asphalt shingle roofing which gives you a variety of colors and grades of options and call me at 901-273-6594.
Ed Hill, Senior Consultant, Masters Roofing Memphis
MemphisHomeMaintenanceShow.Podbean.Com
OUTRO AT THE END OF THE 2ND SEGMENT: You’re on Real Estate Mortgage Shoppe. I’m your host, Ed Hill of Masters Roofing, guest hosting for Jo Garner, licensed mortgage loan originator. Jo always says, What do YOU want to accomplish with your mortgage? Jo Garner can make the home purchase or debt consolidation refinance EASY for you. Connect with Jo at www.JoGarner.com When we come back, I will be sharing more about pros and cons of a metal roof
(3rd SEGMENT 9:35 AM)
Before leaving for break please share this message from Jo Garner, Mortgage Loan Originator
What do YOU want to accomplish with YOUR mortgage?
Explore some new loan products and opportunities to buy your home with less money down.
Our regular host, Jo Garner, is a licensed mortgage officer. She has been reminding her listeners with a news flash that mortgage rates are at a 15-month low. If you are waiting for the mortgage rates to go down before you buy a home, don’t wait too late. Mortgage rates are NOT tied directly to the Federal Reserve Rate. If you are waiting for the Federal Reserve rate to go down before setting out to buy your home or refinance your mortgage, so are a lot of other people.
GET AHEAD OF THE COMPETITION! Call Jo Garner at 901 482-0354 or connect with her at www.JoGarner.com Jo Garner can help you explore right now the best mortgage financing program to get you where you want to be.
She can make the mortgage process easy.
Jo can make the home purchase or refinance loan easy for you.
It is EASY to get started. Just call or text Jo Garner at 901 482-0354
Email her at Jo@JoGarner.com
Or connect at www.JoGarner.com
OUTRO AT THE END OF THE 1ST SEGMENT: You’re on Real Estate Mortgage Shoppe. I’m your host, Ed Hill of Masters Roofing, guest hosting for Jo Garner, licensed mortgage loan originator. Jo always says, What do YOU want to accomplish with your mortgage? Jo Garner can make the home purchase or debt consolidation refinance EASY for you. Connect with Jo at www.JoGarner.com When we come back, I will be sharing more about issues and answers –solutions to common home repair problems.
4th segment following 9:45 am break about 9:48 to 9:56 am
REAL ESTATE TIP OF THE WEEK
Ed Hill shares a tip 1-2 min
Jo Garner’s tip: Do you want to buy a home but you are waiting on mortgage rates to come down? If rates should ease down, demand is expected to increase which will push the prices on homes even higher.
If you get a bit of a break on rates, but pay more the the house, are you really winning by waiting?
MAKE YOUR PLAN. LET’S WORK YOUR PLAN. IF THE DEAL WORKS FOR YOU TODAY, LET’S DO IT TODAY. I can make the mortgage process easy. Connect with me at www.JoGarner.com You can email me at Jo@JoGarner.com or call me at (901) 482-0354
Connect with me at (901) 482-0354 Jo@JoGarner.com www.JoGarner.com
(PLEASE DO ANNOUNCEMENTS FROM SPONSORS RIGHT AFTER REAL ESTATE TIPS):
Talk Shoppe offers free networking & education to anyone interested in real estate or in business or in health and wellness. Talk Shoppe meets every Wednesday 9A-10A CT at Concorde Career College 5100 Poplar the 1st floor in the Memphis Clark Tower and also on zoom.
Go to www.TalkShoppe.com and click the Events tab for the link to get into the event online. This Wednesday September 18th, 2024 “Enhancing Hearing, Boosting Cognition, Elevating Life” presented by Dr. Casie Keaton, Audiologist Founder/CEO Thrive Hearing and Tinnitus Solutions
This Health Talk is sponsored by MidSouth Home Helpers. Powered by Resource4Care.com and hosted by Talk Shoppe
Talk Shoppe could not offer the free educational networking events free to our community without some very giving sponsors.
Thank you to Talk Shoppe sponsor retired US Navy Line Commander Peggy Lau. Peggy is with Club Seacret and can show you how to travel on first-class vacations at a bargain price. Connect with Peggy today at 901 279-0747
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Subscribe to get weekly Real Estate Mortgage Shoppe podcasts with show notes at www.JoGarner.com
5. Real Estate Mortgage Shoppe reminds you to MAKE YOUR PLAN. LET’S WORK YOUR PLAN. IF THE DEAL WORKS FOR YOU TODAY, DO IT TODAY.
( do not read the legal stuff on the air, We already played an audio disclaimer during the show)
LEGAL STUFF: SPECIAL NOTE: REAL ESTATE MORTGAGE SHOPPE RECOMMENDS THAT YOU CONSULT WITH A FINANCIAL, LEGAL OR OTHER CERTIFIED, LICENSED PROFESSIONAL BEFORE ACTING OR INVESTING ON ANYTHING YOU HEAR OR SEE FROM THE CONTENT ON THIS SHOW OR BLOG POSTS. THE INFORMATION WE SHARE ON REAL ESTATE MORTGAGE SHOPPE IS GENERAL IN NATURE MEANT FOR GENERAL EDUCATIONAL PURPOSES ONLY AND NOT AN OFFER TO LEND.. ALL EXAMPLES GIVEN FOR ILLUSTRATION PURPOSES ON REAL ESTATE MORTGAGE SHOPPE AND ARE BASED ON TRUE STORIES BUT WE USE FICTIONAL CHARACTERS AND DO NOT DIRECTLY REFLECT REAL PEOPLE OR EXACT DETAILS IN ANY OF THE SITUATIONS.
QUOTE CORNER “I started a boat business in the attic. The sails are going through the roof ” joko Jokes
Ed continues sharing his content until it is time to start the music. Remember you need to finish talking before music starts because we have to delete the music before posting podcast and blog post
REJOINDERS:
- Rob Draughon and Shelley Rothman of Griffin, Clift, Everton, Maschmeyer Law Firm 901 752-1133
- Taylor Morse of Cartridge World of Collierville 901 853-3230
- Lynn and Troy McDonald of Erin McDonald Insurance Agency 901 849-7101
Transition Music: “Boot Scootin’ Boogie Instrumental) by Drew’s Famous Country Collection; “I Walk the Line Instrumental by Drew’s Famous Country Collection; “Highwayman Instrumental” by Drew’s Famous Country Collection; “Taking Care of Business” by BTO only a few seconds of the intro
PICK UP YOUR COPY OF “CHOOSING THE BEST MORTGAGE-THE QUICKEST WAY TO THE LIFE YOU WANT” by: JO GARNER
An essential guide for real estate professionals and their customers.
Now on Amazon and Barnes and Noble
ABOUT ED HILL OF MASTERS ROOFING
Ed Hill has been in the residential roofing industry since 2008 and has been Senior Consultant with Masters Roofing Memphis TN since 2010. He has personally assisted about 800 homeowners with roof replacement and many others with roof and exterior repairs. He is an active member of the Greater Memphis Business Network International chapter and is the official Masters Roofing consultant to TPC Southwind. He holds three earned degrees including a doctorate but tries not to let those get in his way of serving his customers! For free roof advice, free inspections, and free estimates and bids for roof replacement or roof repair call Ed Hill at 901-273-6594. Learn more at #EdHillMastersRoofing and at MemphisHomeMaintenanceShow.Podbean.Com
Ed Hill, Senior Consultant
Masters Roofing
2845 Stage Center Cove
Bartlett TN 38134
901-273-6594
EdHill.MastersRoofing@gmail.com
TN State Licensed Contractor #00067521/ Reciprocal Licenses MS & AR
BBB A+ Accredited Member Business
Platinum Preferred Contractor Owens Corning / GAF Master Elite Installer
Guild Quality Member / Angie’s List
www.EdHillMastersRoofing.webs.com
Podcast https://MemphisHomeMaintenanceShow.podbean.com
You Tube Channel: Ed Hill Masters Roofing
http://Instagram.com/EdHillMastersRoofing
www.Facebook.com/EdHillMastersRoofing
ABOUT JO GARNER-MORTGAGE LOAN OFFICER:
WHAT DO YOU WANT TO ACCOMPLISH WITH YOUR MORTGAGE?
www.JoGarner.com (901) 482 0354 jo@jogarner.com twitter @jogarner NMLS# 757308
(currently working with Cardinal Financial Company, Limited Partnership NMLS #66247 equal housing opportunity 2645 Appling Rd 102 Memphis, TN 38133 ) Online loan application https://online.cardinalfinancial.com/#/p/apply/jogarner
www.cardinalfinancial.org for licensing info www.nmlsconsumeraccess.org/EntityDetails.aspx/company/66247 “Whatever YOUR personal priorities are, my job is to help you get the mortgage terms that will give you bragging rights when you talk about it and help you score on hitting your goals .”
As a mortgage loan officer, my job is to help you get to the benefits you want from your financing terms. What is most important to you? I can help you find the financing terms that will help you get to what you want. What is your comfort level on a house payment? How much are you comfortable paying down,? What type of financing do you need to get the house you want to buy or refinance?
Different clients have different priorities in life—some are buying their first home with very little down payment funds. Some are recovering from medical challenges, divorces or preparing to send children to college and some are embarking on a long term goal of buying properties to build rental income.”
Jo Garner is a mortgage officer with extensive knowledge in tailoring mortgages to her customers who are refinancing or purchasing homes all over the country. She offers conventional, FHA, VA or other loan programs for refinancing and purchases.
Jo can help you look at rent vs buy, when it makes sense to refinance, how to get the best deal on your home purchase financing.
Jo Garner has been in the real estate/financing business for over 25 years. She grew up in West Tennessee and got her start in real estate in Portland, Maine where she first began her real estate career. She received her real estate education from the University of Southern Maine and was personally mentored in San Diego, California by Robert G. Allen, author of Nothing Down, Creating Wealth and The Challenge.
On moving back to West Tennessee in 1987, she went into business buying and selling discounted owner-financed notes secured on real estate. In 1990 Jo went to work for a residential mortgage company and has been a mortgage loan officer for over 25 years. Her goal is to offer excellent, affordable service to her customers, tailoring the loan programs to the specific needs of her clients.
In addition to her work in the mortgage field, Jo Garner is the primary sponsor and founder of Talk Shoppe in Memphis. www.TalkShoppe.com Jo Garner also host the radio show Real Estate Mortgage Shoppe airing on News Radio AM 600 WREC and iHeart Radio with podcasts and show notes published on www.JoGarner.com Pick up Jo Garner’s book on Amazon or Barnes and Noble “Choosing the Best Mortgage-The Quickest Way to the Life You Want”