USDA Loans

USDA Loans

VA Loans

VA Loans

FHA Loans

FHA Loans

Conventional Loans

Conventional Loans

Government Backed Loans

Government Backed Loans

Outside-of-the-Box Mortgages

Outside-of-the-Box Mortgages

Alt Income Loans

Alt Income

DSCR Loans

DSCR

Jumbo Loans

Jumbo Loans

Find the Mortgage Plan That Fits Your Life

I can help you find the right mortgage & make the mortgage process EASY

Whether you're buying, refinancing, or investing, Jo makes the mortgage process simple and strategic so your financing works for you.

Serving clients across the Mid-South and nationwide, Jo Garner Mortgage Consulting delivers clear guidance, honest advice, and mortgage plans designed around your goals.