What do You want to accomplish with Your mortgage? Jo Garner can make it easy for you on a home purchase or refinance. Jo is focused on finding the right mortgage product that will get you what you need today and serve you tomorrow too.  –Jo Garner, Licensed Mortgage Originator, NMLS 757308
 Download "10 Ways to Improve Your Credit"
Improve Your Credit Scores Without the High Price To Pay A Professional Company And Get The Best Rates And Terms On Your Purchases.
Disclaimer: Equal Opportunity Lender. Some restrictions apply.  The article on improving credit are suggestions and do not work 100% of time depending on credit factors.
- Today mortgages and car loans and other credit are priced based on your credit scores. If your scores are high (over 740), then you get the best pricing. If your scores are low, then your terms can be hard to handle. Get your scores up and your interest rates down
- Even though there are professional consultants who know how to improve your credit scores, you can do most of it by yourself and with no hefty fees.
- For under $50, you can have your credit report processed through a credit simulator to determine exactly what you need to pay off, pay down, or what type of account to open in order to raise your scores to the level you desire.
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REASONS TO REPAIR YOUR HOME AND YOUR CREDIT- YOU WILL BE GLAD YOU DID
LET’S GET STARTED…(Jo) (Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! . Today is December 9th, 2023. Call us in the studio while we are live at 901 535-9732.You’re on Real Estate Mortgage Shoppe. I’m your host, Jo...
DO I WADE IN NOW OR WAIT TO BUY A HOME—PROS AND CONS
Let’s explore the pros and cons of buying a home today vs waiting. We look at customers who did buy vs not purchasing a home. We look at cons for buying a home in this end-of-the-year 2023 (1st segment 9:06am to 9:15Am) 1ST SEGMENT 9 MINUTES (Jo)LET’S GET STARTED…(Jo)...
HELP FROM LENDERS & SELLERS—REASONS FOR HOMEBUYERS TO BE THANKFUL
Our topic is about being thankful or grateful for good things we can identify in the homebuying process or in life. Gratitude is a positive emotion that you can experience when you acknowledge good things that make you happy or things that benefit you. What do YOU...