What do You want to accomplish with Your mortgage? Jo Garner can make it easy for you on a home purchase or refinance. Jo is focused on finding the right mortgage product that will get you what you need today and serve you tomorrow too.  –Jo Garner, Licensed Mortgage Originator, NMLS 757308
 Download "10 Ways to Improve Your Credit"
Improve Your Credit Scores Without the High Price To Pay A Professional Company And Get The Best Rates And Terms On Your Purchases.
Disclaimer: Equal Opportunity Lender. Some restrictions apply.  The article on improving credit are suggestions and do not work 100% of time depending on credit factors.
- Today mortgages and car loans and other credit are priced based on your credit scores. If your scores are high (over 740), then you get the best pricing. If your scores are low, then your terms can be hard to handle. Get your scores up and your interest rates down
- Even though there are professional consultants who know how to improve your credit scores, you can do most of it by yourself and with no hefty fees.
- For under $50, you can have your credit report processed through a credit simulator to determine exactly what you need to pay off, pay down, or what type of account to open in order to raise your scores to the level you desire.
Sign up on the form to receive your FREE copy and get started!
Real Estate and Mortgage Financing-Changes Now and Changes Predicted to Stay
In this episode… We have seen drastic changes in real estate and financing through this Coronavirus pandemic. Pat Goldstein, experienced Realtor, will be sharing some of the changes she is seeing when it comes to buying and selling real estate. I will be sharing...
TACTICS TO TAKE -GETTING THE BEST TERMS ON YOUR MORTGAGE
Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! You’re on Real Estate Mortgage Shoppe. I’m your host, Jo Garner, Mortgage Loan Officer. You can connect with me at www.JoGarner.com. Our...
HOW THE CARES ACT AFFECTS YOU ON YOUR MORTGAGE, YOUR CREDIT & AVOIDING BANKRUPTCY
The CARES ACT, passed to assist people and businesses through the Coronavirus Pandemic, can affect your mortgage, your credit and, in some cases could help you avoid bankruptcy. Debt attorney Bruce Ralston will be sharing some ways the CARES ACT can help...