SPRING –IT’S TIME FOR PLANTING YOUR LANDSCAPING AND TIME FOR LOCKING IN YOUR MORTGAGE TERMS
HIGHLIGHTS FROM THE PODCAST:
MARKET NEWS
LOOK BACK MEMPHIS TRIVIA CONTEST
QUESTIONS ANSWERED BY JOHN LAWHON:
- Tell us about this mysterious crepe myrtle disease that has recently hit Germantown, TN and Shelby County.
- What can you do for the infected crepe myrtles?
- How does the hydraulic feeding system work for trees and shrubs?
- When is the best time to use this system of feeding?
- Why can using a professional landscape design company save you money on your landscaping plan rather than just buying stuff at a big box store and installing it yourself?
QUESTIONS ANSWERED BY TOM KING:
- What are some things you can do to your home to best improve the value and salability of your home?
SPECIAL POINTS MENTIONED FOR JO GARNER, MORTGAGE EXPERT
REAL ESTATE TIP OF THE WEEK-by Tom King
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Good morning Memphis! Good morning across the country on iHeart radio and BOCI radio. I am Tom King, appraiser with Bill King and Company, sitting in for Jo Garner, Mortgage officer with Evolve Bank and Trust. You are on the Real Estate Mortgage Shoppe program and today we’re talking about IT’S TIME FOR PLANTING YOUR LANDSCAPING AND TIME FOR LOCKING IN YOUR MORTGAGE TERMS. If you want to talk with us today about real estate give us a call at 901 535 WREC (901) 535 9732.
Tom does his intro
Introduction for John Lawhon
Headlines for mortgage news yesterday was big. Mortgage rates fall suddenly to 2 month low due to the unexpectedly weak Jobs Report. Jo Garner, Mortgage officer with Evolve Bank and Trust is ready to get your mortgage terms locked in today if you are considering refinancing your home or purchasing one. Give Jo a call directly at 901 482-0354 (901) 482-0354 or catch her on the blog www.JOGarner.com Some of her refinance programs do not even require an appraisal. As Jo Garner always says on this show “MAKE YOUR PLAN, WORK YOUR PLAN, IF THE DEAL WORKS FOR YOU TODAY, DO IT TODAY.”
trends in the appraisal business
John Lawhon talks about trends that he is seeing in the landscaping industry
2nd segment-2nd segment after 9:15 break—It’s time for the Look Back Memphis Trivia Contest. The Look Back Memphis Trivia Contest is brought to you by Memphis notable historian, Jimmy Ogle www.jimmyogle.com,. Jimmy Ogle offers free historic walking tours in downtown Memphis. To get his spring and fall schedule, go to www.jimmyogle.com. Our Look Back Memphis Trivia contest is sponsored by Lawhon Landscape. John and Jennifer Lawhon want you to know that this time of year is a great time to plant trees. They also have a hydraulic Root Feeding System for Shrubs and Trees. Give them a call at 901 754 7474. Lawhon Landscape is giving away a $25 gift card to the first person with the correct trivia answer. If you know the answer, call us at 901 535 WREC 901 535-9732.
Garner # 48 04/04/15
ANSWER: Margaret Polk is the only correct answer even though connected with the (The Memphis Belle) <note from Jimmy- Now, the ONLY correct answer will be MARGARET POLK, and NOT the Memphis Belle! I just got though reading eight essays from Lausanne School in the Memphis Belle Essay Contest. I was the General Manager of Mud Island in 1987 when we did all that work for the Memphis Belle restoration – even met Hugh Downs for national TV exposure, as well as eight of the nine living crew members of the Memphis Belle. The flyover included the “bombing” of Mud Island with roses! I could talk forever about this experience in Memphis!>
Question: I am the person who inspired the name of one of the most famous airplanes in aviation history. Who am I?
Hint: I was the subject of the most famous “romance” of the World War 2 era.
Hint: I lived in Memphis for most of my life – in Midtown!
Hint: I am a descendant of the 11th President of the United States.
Final Hint: I was known as “The Memphis Belle”
Answer: Margaret Polk. The aircraft was the namesake of pilot Robert K. Morgan’s sweetheart, Margaret Polk, a resident of Memphis, Tennessee. Morgan originally intended to call the B-17, Little One, after his pet name for her, but after Morgan and his copilot, Jim Verinis, saw the movie Lady for a Night, in which the leading character owns a riverboat named the Memphis Belle, he proposed that name to his crew.
After the war, the Memphis Belle was saved from reclamation at Altus Air Force Base, Oklahoma where she had been consigned since 1 August 1945, by the efforts of the mayor of Memphis, Walter Chandler, and the city bought the B-17 for $350. She was flown to Memphis in July 1946 and stored until the summer of 1949 when she was placed on display at the National Guard armory near the city’s fairgrounds. She sat out-of-doors into the 1980s, slowly deteriorating due to weather and vandalism. Efforts by the locally-organized Memphis Belle Memorial Association, Inc. (MBMA) saw the aircraft moved to Mud Island in the Mississippi River in 1987 for display in a new pavilion with large tarp cover. Capt. Morgan and Margaret were reunited again, along with eight of the nine living crew members, on May 17, 1987 as over 10,000 Memphians enjoyed the pavilion dedication, which included a flyover of seven of the eleven flyable B-17s remaining in the world!
In the summer of 2003 the Belle was disassembled and moved to a restoration facility at the former Naval Air Station Memphis in Millington, Tennessee for work. In September 2004, however, the National Museum of the United States Air Force, apparently tiring of the ups and downs of the city’s attempts to preserve the aircraft, indicated that they wanted her back for restoration and eventual display at the museum at Wright-Patterson AFB near Dayton, Ohio. The Belle arrived safely at the museum in mid-October 2005 and was placed in one of the Museum’s restoration hangars.
Last Week: Memphis & Charleston Railroad. Centuries ago, animals, then nomadic Native Americans, then European explorers all ventured along the high ridges in this area, later to be known as Memphis. Then the American settlers decided to lay claim in the latter part of the 18th century. In 1796, Tennessee became the third state to join the Union after the original thirteen colonies, as America expanded westward. The Louisiana Purchase of 1803 made Fort Adams here an important location for all explorers, both by land and by river. The town of Memphis was laid out in 1819. Memphis was developed as a steamboat town in the early part of the 19th century, and then the “iron horse” (railroad) began making tracks along the Southern countryside. In the middle of the 19th century, there was no national railway network, and most rail lines were “local” and about only 100 miles long.
The ambition of developers to connect the cotton industry in the Delta with the East Coast and European shipping markets became a reality in May, 1857, when the Memphis & Charleston Railroad was completed in May of that year. The big celebration entitled “Wedding of the Waters” is where water was brought from the Atlantic Ocean and sprayed into the Mississippi River, and water from the Mississippi River was taken and sprayed into the Atlantic Ocean! It could be said THAT was our first Memphis In May celebration!!!
Jimmy Ogle gives free walking tours in Downtown Memphis during the Spring and Autumn, with the Spring, 2015 tours with the next Bridge Walk being April 12 and the first TUESDAY TOUR being April 7 (Union Avenue Manhole Cover & History Tour). Go to jimmyogle.com for the 2015 Spring season schedule and locations.
Shelby County Courthouse: Third Thursday each month at 12:00 noon – next is Thursday, April 16 and May 21.
QUESTIONS ANSWERED BY JOHN LAWHON:
- Tell us about this mysterious crepe myrtle disease that has recently hit Germantown, TN and Shelby County.
- What can you do for the infected crepe myrtles?
- How does the hydraulic feeding system work for trees and shrubs?
- When is the best time to use this system of feeding?
- Why can using a professional landscape design company save you money on your landscaping plan rather than just buying stuff at a big box store and installing it yourself?
QUESTIONS ANSWERED BY TOM KING:
- What are some things you can do to your home to best improve the value and salability of your home?
SPECIAL POINTS MENTIONED FOR JO GARNER, MORTGAGE EXPERT
- Jo Garner and her assistant, Susan Belew have solutions to help their clients get their loans approved. They are skilled at finding income for self-employed business owners in the back pages of the tax returns, even though the income may not show up on the front page of the tax returns
- Jo and Susan have trained on the Credit Simulator products and know how to help their clients get their credit scores to where they need to be fast.
- Jo has a lot of different down payment assistance programs available, including some that are not are not available to other banks in town.
- If you want to work with a knowledgeable mortgage officer who tailor-fit the financing to you personally, contact her at 901 482-0354 901 482-0354 or connect with her on the blog www.JoGarner.com
REAL ESTATE TIP OF THE WEEK: (practical, money-saving, time-saving real estate related tip by John Lawhon or Tom King.)
- Announcements: Talk Shoppe offers free education and networking to anyone interested in real estate or business. This Wednesday April 8th, 2015 9A-10A Carolyn Bendall of Your True Colours Magazine and radio show and Marva Ballard of Joseph E. Banks will be presenting “Business Casual—What It Is And What It Isn’t.” at University of Phoenix 65 Germantown Court 1st floor Cordova, TN 38018. For more information about Talk Shoppe, go to TalkShoppe.com
- To hear today’s podcast of the Real Estate Mortgage Shoppe and others, go to JoGarner.com (pronounced Jay O Garner dot com)
Mortgage rates dropped drastically down yesterday to a 2-month low and to call Jo Garner, Mortgage Officer at Evolve Bank and Trust to get your refinance or home purchase loan terms locked in. To contact Jo Garner, (901) 482-0354 (901) 482-0354 or to JOGarner.com “MAKE YOUR PLAN, WORK YOUR PLAN. IF THE DEAL WORKS FOR YOU TODAY, DO IT TODAY.”
ABOUT JOHN LAWHON OF LAWHON LANDSCAPING:
Beautiful gardens begin with thoughtful design. The staff of Lawhon Landscape Design includes professionals with degrees in Landscape Architecture, Plant Pathology, Studio Art, and Agronomy. Our designers and plant professionals create outdoor living spaces with your lifestyle in mind.
Our many years of experience in design, installing, and maintaining Mid-South landscapes make us uniquely qualified to create gardens that are both beautiful and practical to maintain.
A Family Business
Our business was started in 1958 by Rex and Beth Lawhon and was one of the first weed control companies in the Southeast. Over the years, we have kept our client list small and personal in order to serve the gardens of Memphis with the best in lawn and shrub care. The high quality of our work has paid off over the years by the many repeat customers we have – both residential and commercial. We follow the philosophy of doing it right the first time. We hope that you will give us the opportunity to serve your garden needs as well.
In 1985, we expanded our family company by offering a complete design build landscape service. John Lawhon, with a degree in Landscape Architecture, offers complete landscape designs for every budget as well as outstanding plant installation services. In order to help maintain your landscape, we offer complete irrigation system installation. We have verything you need to make your home more beautiful than ever.
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ABOUT TOM KING:
Tom is a well- respected and sought after appraiser in Memphis, Tennessee. He is a second generation appraiser with 40 years experience. He has been elected to the Memphis Area Association of Realtors Board of Directors three times.
Tom is a certified residential appraiser in Tennessee. He have appraised over 20,000 homes in his career. A graduate from the University of Tennessee with a degree in real estate, Tom is also a Certified Relocation Professional (CRP). Tom also has vast experience in dealing with the county and state boards of equalization and in valuations of property for tax appeal purposes. (901) 487-6989
ABOUT JO GARNER:
www.JoGarner.com (901) 482 0354 jo@192.232.195.219 @jogarner
Jo Garner is a mortgage officer with extensive knowledge in tailoring mortgages to her customers who are refinancing or purchasing homes all over the country. She offers conventional, FHA, VA or other loan programs for refinancing and purchases.
Jo can help you look at rent vs buy, when it makes sense to refinance, how to get the best deal on your home purchase financing.
Jo Garner has been in the real estate/financing business for over 20 years. She got her start in Portland, Maine where she first began her real estate career. She received her real estate education from the University of Southern Maine and was personally mentored in San Diego, California by Robert G. Allen, author of Nothing Down, Creating Wealth and The Challenge.
On moving back to West Tennessee in 1987, she went into business buying and selling discounted owner-financed notes secured on real estate. In 1990 Jo went to work for a residential mortgage company and has been a mortgage loan officer for over 20 years. Her goal is to offer excellent, affordable service to her customers, tailoring the loan programs to the specific needs of her clients.
In addition to her work in the mortgage field, Jo Garner is the primary sponsor and founder of Talk Shoppe in Memphis. www.TalkShoppe.BIZ She was also the editor of Power Shoppe, a free weekly e-zine designed for real estate professionals and others indirectly connected to the real estate industry and currently publishes on her blog www.JoGarner.com .
For real estate financing solutions, plug into the Real Estate Mortgage Shoppe program. You can find mortgage rates, FHA Streamline refinance with no out-of-pocket costs, refinancing options, home purchase loan programs, answers and real estate, money-saving tips and more.