What do You want to accomplish with Your mortgage? Jo Garner can make it easy for you on a home purchase or refinance. Jo is focused on finding the right mortgage product that will get you what you need today and serve you tomorrow too.  –Jo Garner, Licensed Mortgage Originator, NMLS 757308
 Download "10 Ways to Improve Your Credit"
Improve Your Credit Scores Without the High Price To Pay A Professional Company And Get The Best Rates And Terms On Your Purchases.
Disclaimer: Equal Opportunity Lender. Some restrictions apply.  The article on improving credit are suggestions and do not work 100% of time depending on credit factors.
- Today mortgages and car loans and other credit are priced based on your credit scores. If your scores are high (over 740), then you get the best pricing. If your scores are low, then your terms can be hard to handle. Get your scores up and your interest rates down
- Even though there are professional consultants who know how to improve your credit scores, you can do most of it by yourself and with no hefty fees.
- For under $50, you can have your credit report processed through a credit simulator to determine exactly what you need to pay off, pay down, or what type of account to open in order to raise your scores to the level you desire.
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Getting the Value and Financing for Inherited Houses, Divorce Settlements and Cash Home Sales
LET’S GET STARTED…(Jo) (Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! . Today is July 15th, 2023. Call us in the studio while we are live at 901 535-9732.You’re on Real Estate Mortgage Shoppe. I’m your host, Jo...
Protect Your Home and Your Finances Through the Storms
Have you been hit by a recent storm that damaged your home, your car and knocked out your power? Are you experiencing a financial storm in your life? Today we are going to share some tips from the pros and some stories of how other people have done in a storm. What do...
CELEBRATING YOUR INDEPENDENCE OWNING YOUR OWN HOME
LET’S GET STARTED…(Jo) (Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! . Today is June 24th, 2023. Call us in the studio while we are live at 901 535-9732.You’re on Real Estate Mortgage Shoppe. I’m your host, Jo...