What do You want to accomplish with Your mortgage? Jo Garner can make it easy for you on a home purchase or refinance. Jo is focused on finding the right mortgage product that will get you what you need today and serve you tomorrow too.  –Jo Garner, Licensed Mortgage Originator, NMLS 757308
 Download "10 Ways to Improve Your Credit"
Improve Your Credit Scores Without the High Price To Pay A Professional Company And Get The Best Rates And Terms On Your Purchases.
Disclaimer: Equal Opportunity Lender. Some restrictions apply.  The article on improving credit are suggestions and do not work 100% of time depending on credit factors.
- Today mortgages and car loans and other credit are priced based on your credit scores. If your scores are high (over 740), then you get the best pricing. If your scores are low, then your terms can be hard to handle. Get your scores up and your interest rates down
- Even though there are professional consultants who know how to improve your credit scores, you can do most of it by yourself and with no hefty fees.
- For under $50, you can have your credit report processed through a credit simulator to determine exactly what you need to pay off, pay down, or what type of account to open in order to raise your scores to the level you desire.
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THINK OUTSIDE THE BOX FOR SOLUTIONS IN THIS CHANGING REAL ESTATE MARKET 2022
Today we are sharing some strategies people are using for solutions in this changing real estate market in 2022. I will be looking at ways to widen your net to include inventory not everyone considers available to buy. We will look at ways others have created their...
FLASHING YELLOW WARNING LIGHTS-WHAT SOME PEOPLE ARE DOING TO PROTECT THEIR HOME VALUES AND FINANCES
LET’S GET STARTED… Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! You’re on Real Estate Mortgage Shoppe. I’m your host, Jo Garner, Mortgage Loan Officer. You can connect with me at www.JoGarner.com. Thank you to...
TRIAGE METHODS FOR YOUR HOME AND YOUR FINANCES
Are you feeling like you need a check up on your home or even on your finances? Ed Hill of Masters Roofing will be talking about some triage methods to use when your house needs a doctor. I will be relating some stories of what I have seen my mortgage customers do...