What do You want to accomplish with Your mortgage? Jo Garner can make it easy for you on a home purchase or refinance. Jo is focused on finding the right mortgage product that will get you what you need today and serve you tomorrow too.  –Jo Garner, Licensed Mortgage Originator, NMLS 757308
 Download "10 Ways to Improve Your Credit"
Improve Your Credit Scores Without the High Price To Pay A Professional Company And Get The Best Rates And Terms On Your Purchases.
Disclaimer: Equal Opportunity Lender. Some restrictions apply.  The article on improving credit are suggestions and do not work 100% of time depending on credit factors.
- Today mortgages and car loans and other credit are priced based on your credit scores. If your scores are high (over 740), then you get the best pricing. If your scores are low, then your terms can be hard to handle. Get your scores up and your interest rates down
- Even though there are professional consultants who know how to improve your credit scores, you can do most of it by yourself and with no hefty fees.
- For under $50, you can have your credit report processed through a credit simulator to determine exactly what you need to pay off, pay down, or what type of account to open in order to raise your scores to the level you desire.
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Recession-Proof Your Finances and Water-proof Your Home
Today you will get some great tips on what to do when you have cracked brick over your garage door and water intrusion. I will be sharing some ways my clients have recession-proofed their finances. What do YOU want to accomplish with YOUR mortgage? Let’s stay...
SMART QUESTIONS TO ASK WHEN YOU GET A MORTGAGE AND RIGHT QUESTIONS TO ASK ABOUT YOUR ROOF REPAIR
Time is money and getting the right information to make the right choices on large investments and expenditures like a home loan and roof repair means you need to know the right questions to ask right up front. You will be able to jump right to the most important...
ARE YOU FIRMING UP YOUR FOUNDATION TO SAY SAFE AND DRY DURING THE CHANGING ECONOMIC WEATHER
Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! You’re on Real Estate Mortgage Shoppe. I’m your host, Jo Garner, Mortgage Loan Officer. You can connect with me at www.JoGarner.com. Our general topic is ARE YOU...