What do You want to accomplish with Your mortgage? Jo Garner can make it easy for you on a home purchase or refinance. Jo is focused on finding the right mortgage product that will get you what you need today and serve you tomorrow too.  –Jo Garner, Licensed Mortgage Originator, NMLS 757308
 Download "10 Ways to Improve Your Credit"
Improve Your Credit Scores Without the High Price To Pay A Professional Company And Get The Best Rates And Terms On Your Purchases.
Disclaimer: Equal Opportunity Lender. Some restrictions apply.  The article on improving credit are suggestions and do not work 100% of time depending on credit factors.
- Today mortgages and car loans and other credit are priced based on your credit scores. If your scores are high (over 740), then you get the best pricing. If your scores are low, then your terms can be hard to handle. Get your scores up and your interest rates down
- Even though there are professional consultants who know how to improve your credit scores, you can do most of it by yourself and with no hefty fees.
- For under $50, you can have your credit report processed through a credit simulator to determine exactly what you need to pay off, pay down, or what type of account to open in order to raise your scores to the level you desire.
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SPRING 2022 –GO ON YOUR REAL ESTATE JOURNEY WITH WISDOM AND KNOWLEDGE
Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! You’re on Real Estate Mortgage Shoppe. I’m your host, Jo Garner, Mortgage Loan Officer. You can connect with me www.JoGarner.com.. Our general topic is: SPRING...
PROTECT YOUR HOUSE & FINANCES FROM THE CURRENT ECONOMY & OTHER PESKY PROBLEMS
Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! You’re on Real Estate Mortgage Shoppe. I’m your host, Jo Garner, Mortgage Loan Officer. You can connect with me at www.JoGarner.com.. Our general topic is PROTECT YOUR...
THE ECONOMIC WEATHER IS CHANGING –PROTECTIVE STRATEGIES PEOPLE USE TO KEEP THE TEMPERATURE WHERE THEY WANT IT
GOOD MORNING! Today on Real Estate Mortgage Shoppe we will show you some tools and methods people use to insulate themselves from the negative effects of inflation and rising interest rates. Mark McLaurine, HVAC Strategist with Refrigeration Unlimited will point at...