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Top Tips for Homebuyers Negotiating the Contract & Getting the Mortgage

Top Tips for Homebuyers Negotiating the Contract & Getting the Mortgage

by Jo Garner | Dec 16, 2024 | Downpayment, Financing & Refinancing, Home Buying, Housing Market, Loan Programs, Mortgage Loans & Rates

Do you WANT to buy a house? Are you tired of wasting money on rent? Jo Garner, mortgage expert and experienced realtor, Pat Goldstein, share some top tips to help you use wise strategy and feel GOOD about your home purchase and your mortgage. Let’s connect! Subscribe...
STEP-BY-STEP TO BUYING & MAINTAINING YOUR HOME

STEP-BY-STEP TO BUYING & MAINTAINING YOUR HOME

by Jo Garner | Dec 9, 2024 | Home Buying, Home Ownership, Mortgage Loans & Rates, Organize, Preparation, Tips, Tricks & How To's

Is owning a home on your bucket list but you have not fulfilled this dream yet? What is holding you back? Does the process seem to daunting ? Today you will get some clear steps for owning your home and handling maintenance on that home. Let’s stay connected!...
Reasons to be thankful for homeownership—Wealth, Freedom & Community

Reasons to be thankful for homeownership—Wealth, Freedom & Community

by Jo Garner | Nov 30, 2024 | Appraisal, Finances, Financing, Financing & Refinancing, Home Buying, Mortgage Loans & Rates

Here are stories about people who gained financially by owning their homes and other stories of people who were enriched in other ways. Host #JoGarner #MortgageExpert (901) 482-0354 Co-host #TomKing #MemphisAppraiser 901 487-6989 Caller: #LynnMcDonald Erin McDonald...
Becoming A Home Repair Phenom!

Becoming A Home Repair Phenom!

by Jo Garner | Nov 18, 2024 | Fixing, Preparation, Tips, Tricks & How To's

Ed Hill, Senior Consultant, Masters Roofing Memphis guest hosting Real Estate Mortgage Shoppe. What do you do first when you discover a home repair that needs to be handled? Ed Hill of Masters Roofing instructs you on the best method to tackle the problem early and...
QUICKER WAYS TO BUILD WEALTH & LEAVE A LEGACY THROUGH REAL ESTATE

QUICKER WAYS TO BUILD WEALTH & LEAVE A LEGACY THROUGH REAL ESTATE

by Jo Garner | Nov 10, 2024 | Home Buying, Housing Market, Loan Programs, Money, Preparation, Retirees, Tips, Tricks & How To's

What kind of legacy do YOU want to leave for your family, your friends? Time spent with those you love? A model of honest living and bravery? Financial wealth? We are sharing some proven ways people have gained more wealth quicker owning real estate. Here are some...
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Recent Posts

  • Mortgage Rates Are Easing, Home Sales Are Slowing—Where Are the Opportunities? November 7, 2026
  • Don’t Let Fear Cost You Your Future- Smart Moves in Homeownership & Real Estate Investing October 31, 2026
  • Less Tax Stress, More Home Possibilities October 24, 2026
  • First Impressions, Lasting Value: Making Your Home Shine and Your Mortgage Work October 18, 2026
  • Homeownership Without Breaking the Bank: Creative Ways to Make It Affordable October 10, 2026
  • Count the Ways Your Home and Mortgage Serve You Better October 3, 2026
  • Hammer to Homeownership: Winning the Auction and Financing the Dream September 26, 2026
  • TREES, TEARS AND TARPS AND THE FINANCING THAT CAN FIX THEM September 12, 2026
  • What Does This Market Mean For Your Money? Put Your Mortgage & Home Value to Work September 6, 2026
  • A Fresh Start: Smart Moves for Your Home, Money and Lifestyle August 30, 2026
  • Avoid the Cost of Letting Your House—or Your Finances—Become Delinquent August 23, 2026
  • 2026 CITY OF MEMPHIS DOWN PAYMENT ASSISTANCE UP TO $25,000 FOR QUALIFED HOME BUYERS August 12, 2026
  • Avoid Surprises: Smart Home Inspections and Smart Mortgage Decisions August 9, 2026
  • “Like the Wise Farmer, You Can’t Control Seasons—But Look How Others Are Preparing for a Great Harvest in Real Estate “ August 2, 2026
  • Planning Today for Tomorrow: Smart Housing Choices for Seniors and Their Families July 26, 2026
  • What You Don’t Know Can Cost You: Inspecting Hidden Home & Mortgage Risks July 19, 2026
  • Retire Smart: Protect Your Home, Your Money & Your Lifestyle July 13, 2026
  • Buy Smart, Live Free: How Homeownership Creates Financial and Lifestyle Independence July 4, 2026
  • The New Face of Real Estate & Mortgage Fraud—and How to Beat the Scammers June 27, 2026
  • A Strong Home Foundation & Finances- How Small Investments Today Save Big Money Tomorrow June 21, 2026

DISCLAIMERS:
The information on these pages are meant for general educational purposes and are not an offer to lend. Consult with a licensed financial or legal advisor before acting on any information.

All financing scenarios are meant or educational purposes and are not an offer to lend.

LEGAL:  Real Estate Mortgage Shoppe provides general education and is not an offer to lend.   Jo Garner, Talk Shoppe LLC and Real Estate Mortgage Shoppe do not endorse 100% of the content covered on this web page or podcasts and blog posts.  Consult with a certified financial advisor or other certified advisors before acting on any information provided on JoGarner.com or the radio show, podcasts and blog posts.   Jo Garner is a licensed mortgage originator NMLS 757308 Equal Housing Opportunity.

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