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Private Mortgage Insurance vs FHA-What Is Your Best Strategy?

Private Mortgage Insurance vs FHA-What Is Your Best Strategy?

by Jo Garner | Mar 20, 2017 | Insurance, Mortgage Loans & Rates, Tips, Tricks & How To's

Today on Real Estate Mortgage Shoppe we are going to challenge you to break out of traditional assumptions and tap into some treasure that other people miss because they didn’t know where to look. We have the national guru, THAT MI GUY himself, Steve Richman from...
When is the Best Time to Buy a House & Lock in a Mortgage?

When is the Best Time to Buy a House & Lock in a Mortgage?

by Jo Garner | Mar 13, 2017 | Home Buying, Housing Market

Today on Real Estate Mortgage Shoppe Tom King is going to talk about getting your timing right on ordering an appraisal for the highest value and the least amount of your cash out of pocket. I will be giving you some moves to take and cues to take on when and how to...
How to Keep Your Mortgage Payments Low- Tips and Tools for Appealing Your Shelby County Real Estate Taxes

How to Keep Your Mortgage Payments Low- Tips and Tools for Appealing Your Shelby County Real Estate Taxes

by Jo Garner | Mar 6, 2017 | Mortgage Loans & Rates, Organize, Real Estate & Foreclosures

In this episode of Real Estate Mortgage Shoppe, Wendy Greenlaw of Chandler Reports in Memphis will be sharing with you a great tool that will help you appeal your Shelby County TN real estate taxes like a pro. From the mortgage point of view, I will be sharing with...
Real Estate Closing Checklist- Getting To Your Celebration Day!

Real Estate Closing Checklist- Getting To Your Celebration Day!

by Jo Garner | Feb 27, 2017 | Closing, Financing, Mortgage Loans & Rates

Waiting for that celebration day when you close your house, but you are having trouble getting their? No worries! We have a checklist just for you! Here at Real Estate Mortgage Shoppe, Joe Rojas of Quality Title Group, LLC will be sharing some very important actions...
How To Talk With Your Aging Parents About Finances, Their Care & A Better Future

How To Talk With Your Aging Parents About Finances, Their Care & A Better Future

by Jo Garner | Feb 20, 2017 | Finances, Retirees, Senior Care

Read full show notes Welcome to Real Estate Mortgage Shoppe! In today’s episode, we have Mary Lou Nowak of Mid-South Home Helpers to point out signs that you need to talk with your parents about their goals and future needs in the home or with a health care plan....
Buy The House You Love & How To Get The Right Mortgage Financing & Appraisal Too!

Buy The House You Love & How To Get The Right Mortgage Financing & Appraisal Too!

by Jo Garner | Feb 13, 2017 | Appraisal, Financing & Refinancing, Home Buying

If you are thinking about how to pick the right mortgage terms for purchasing a home with your unique situation in mind, this is the episode for you.  I’m going to share some stories of how some of my past clients have been able to buy the house they love and get the...
4 Ways to Prepare For A Mortgage Approval & Tips On Preparing For Your Home’s Spring Landscaping

4 Ways to Prepare For A Mortgage Approval & Tips On Preparing For Your Home’s Spring Landscaping

by Jo Garner | Feb 6, 2017 | Home Buying, landscaping, Mortgage Loans & Rates

Believe it or not, there are similarities between getting a mortgage that works well for you and getting the right landscape design for your home.  Both your mortgage and your landscaping you tend to live for a very long time.  John Lawhon of Lawhon Landscape Design...
How To Buy Real Estate At Tax Sales, Financing Them & Ways Shelby County Makes It Easier

How To Buy Real Estate At Tax Sales, Financing Them & Ways Shelby County Makes It Easier

by Jo Garner | Jan 30, 2017 | Financing, Home Buying, Real Estate & Foreclosures, tax

Have you ever considered purchasing a home at a bargain price at a tax sale but you just didn’t know how to go through the process? We have the experts here today to show you  where and how you can buy a bargain-priced property at a tax sale.  As the mortgage expert,...
Getting the House You Want- Quick Ways to Connect with the Right Solutions

Getting the House You Want- Quick Ways to Connect with the Right Solutions

by Jo Garner | Jan 23, 2017 | Financing & Refinancing, Home Buying, Real Estate & Foreclosures

Today on Real Estate Mortgage Shoppe we will talk about some Do’s and Don’ts to consider when you are buying a house. Frank Guido, Terri Murphy, and I will share some ways to get over and around common barriers that might stand in your way. If you have a real estate...
Getting Approved for a Mortgage- A New Way & A New Day

Getting Approved for a Mortgage- A New Way & A New Day

by Jo Garner | Jan 16, 2017 | Financing & Refinancing, Home Buying, Mortgage Loans & Rates, Uncategorized

In this episode are strategies under the new lending guidelines to give you some bragging rights on financing to purchase a home or refinance one. We will be taking a look at what has lenders are doing to make financing a condominium easier and more.  Tom King will be...
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Recent Posts

  • Keep More of Your Money in 2026: Insider Tax Strategies From Your Mortgage Pro &  Your CPA April 19, 2026
  • Protect Your Home Like a Pro With These Smart Mortgage Moves & Home Maintenance Team April 11, 2026
  • Spring 2026 Housing Market Forecast- Is It Time to Launch Your Home Purchase or Refinance? April 5, 2026
  • Turn Life Changes Into Smart Housing Moves-Real Estate Tips From the Pros March 29, 2026
  • Nail the Upgrade: Best Home Improvements to Enjoy Your Home and Improve Your Finances March 22, 2026
  • Reading the Rate Signals: Timing Smart Moves for Buyers and Homeowners March 14, 2026
  • Profit Paths in Real Estate: From Home Buying, Refinancing and Rental Income March 8, 2026
  • The Home Stretch: From Mortgage Approval to the Closing Table March 1, 2026
  • Contractors, Lenders & Communication-Avoid Costly Mistakes on Home Repairs and Home Mortgage Decisions February 22, 2026
  • Love Where You Live: From the Roof to the Foundation and Financing February 15, 2026
  • Winning Where It Counts in The MidSouth Housing Market February 9, 2026
  • Is New Home Construction in Your Plans? Tips From the Builder and Mortgage Pros February 1, 2026
  • Fix the House, Fund the Dream: Smart Financing When Cash Is Short  January 22, 2026
  • Clear the Tax Debt, Claim the Dream of Homeownership With The Right Mortgage    January 18, 2026
  • Aging Well: Smart housing & Legal Planning January 12, 2026
  • Best Steps to Buying a Home -Best Practices when Selling a Home  January 4, 2026
  • Legacy Planning & Property: Holiday Conversations December 16, 2025
  • Affordability Crisis or Opportunity Window? Lending and Appraisal Experts’ Behind the Scenes View December 15, 2025
  • A.I. on the Roof, A.I in the Loan File: The Future of Home Buying & Home Repair December 7, 2025
  • Behind the Numbers: Real-Life Stories & Real-World Real Estate Appraisal Tips November 23, 2025

DISCLAIMERS:
The information on these pages are meant for general educational purposes and are not an offer to lend. Consult with a licensed financial or legal advisor before acting on any information.

All financing scenarios are meant or educational purposes and are not an offer to lend.

LEGAL:  Real Estate Mortgage Shoppe provides general education and is not an offer to lend.   Jo Garner, Talk Shoppe LLC and Real Estate Mortgage Shoppe do not endorse 100% of the content covered on this web page or podcasts and blog posts.  Consult with a certified financial advisor or other certified advisors before acting on any information provided on JoGarner.com or the radio show, podcasts and blog posts.   Jo Garner is a licensed mortgage originator NMLS 757308 Equal Housing Opportunity.

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