by Jo Garner | Jan 7, 2012 | Real Estate & Foreclosures
The news for mortgage loans and credit on home loans this first week of 2012 is hot from Jo Garner, Mortgage Loan Officer with Evolve Bank & Trust in the Memphis, TN area. On the radio show today we discussed the Federal Reserve’s missive to the White House...
by Jo Garner | Oct 25, 2011 | Financing & Refinancing, Mortgage Loans & Rates
The mortgage loan business in Memphis and every city around the nation is about to go into high gear with record numbers of mortgage loan refinances. The government on Monday October 24, 2011 announced a federal loan program that will make it easier for struggling...
by Jo Garner | Aug 16, 2011 | Mortgage Loans & Rates
The FHA 203k renovation and rehabilitation mortgage clears the way for numerous homeowners to get the very best buy on purchasing their home. In my career as a mortgage loan officer for the past 20 years, I have seen my customers seal some of the very best deals...
by Jo Garner | Apr 26, 2011 | Financing & Refinancing, Mortgage Loans & Rates
Terry Kerr, a successful real estate investor and rehabber from the Memphis area, got a call from someone ready to sell a multi-unit property at a cut rate price. The deal was too good to let go, but Terry had a big problem. He and his family were going out of state...
by Jo Garner | Mar 6, 2011 | Mortgage Loans & Rates
Wouldn’t you agree that it is easier to win at a game when you know the rules? Once you know the rules, you can plan your offensive and defensive strategies to get to the goal faster. A mortgage originator’s game plan takes him to the goal of getting...
by Jo Garner | Feb 9, 2011 | Local Development
Rate change on THDA loans for submissions on or after 2-14-11. Great Rate 4.75%; Great Advantage 5.05%; Great Start 5.35% www.thda.org Low Rates and/or Down Payment Assistance for Tennessee
by Jo Garner | Feb 7, 2011 | Local Development
Is it cheaper to rent or buy a home in Memphis? The answer can be yes or no depending on what you are trying to accomplish. Are you thinking short-term or long-term? Are you thinking about saving money or making money? Joe Spake is a realtor in Memphis and a...
by Jo Garner | Feb 2, 2011 | Insurance & Regulations, Mortgage Loans & Rates
(1) www.msnmoney.com The new Consumer Financial Protection Bureau will start operating. By July 21, the structure to promote what may be a sweeping overhaul of mortgage products, processes and disclosures will be put in place. It seems likely that mortgage disclosure...
by Jo Garner | Jan 25, 2011 | Mortgage Loans & Rates
Tom and Bria Anderson were excited about their future even though the young married couple was still one year away from graduating from pharmacy school. They had found the perfect house to purchase in one of their favorite neighborhoods. The problem? The...
by Jo Garner | Jan 15, 2011 | Real Estate & Foreclosures
“There must be plenty of money in the bank account because I still have plenty of checks in the checkbook.” Sounds like someone headed for a financial disaster, does it not? This consumer will certainly discover a disastrous truth unless someone continues...
