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Take a Look-What Are the First Things You Need to Repair on Your Home & Your Credit

Take a Look-What Are the First Things You Need to Repair on Your Home & Your Credit

by Jo Garner | Jan 8, 2024 | Financing, Financing & Refinancing, Fixing, Home Buying, Housing Market

When you took down your Christmas decoration, what items did you see need repairing at your home? When you got the post- Christmas credit card statement, was it a reminder that you need to work on your credit? Today we are going to look at an easy way to get started...
SHOULD I BUY A HOME IN 2024?  LET’S LOOK AT NOW AND INTO THE FUTURE

SHOULD I BUY A HOME IN 2024? LET’S LOOK AT NOW AND INTO THE FUTURE

by Jo Garner | Jan 2, 2024 | Appraisal, Financing & Refinancing, Home Buying, Housing Market, Money, Mortgage Loans & Rates

Jo Garner & Tom King with “Magic Binoculars” On Real Estate Mortgage Shoppe today we will be taking a look at where our real estate market is today and where we see it going in 2024 to help you make the decision to buy your home now or wait. What do YOU want to...
HEARTH AND HOME-COMFORT IN THE MIDST OF CHANGE-2023

HEARTH AND HOME-COMFORT IN THE MIDST OF CHANGE-2023

by Jo Garner | Dec 26, 2023 | Appraisal, Financing & Refinancing, Home Buying, Housing Market

LET’S GET STARTED…(Jo) (Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! . Today is December 23rd, 2023. Call us in the studio while we are live at 901 535-9732.You’re on Real Estate Mortgage Shoppe. I’m your host,...
REASONS TO REPAIR YOUR HOME AND YOUR CREDIT- YOU WILL BE GLAD YOU DID

REASONS TO REPAIR YOUR HOME AND YOUR CREDIT- YOU WILL BE GLAD YOU DID

by Jo Garner | Dec 9, 2023 | Fixing, Home Buying, Mortgage Loans & Rates, Tips, Tricks & How To's

LET’S GET STARTED…(Jo) (Good morning, Memphis! Welcome to our internet listeners and podcast listeners across the 50 states! . Today is December 9th, 2023. Call us in the studio while we are live at 901 535-9732.You’re on Real Estate Mortgage Shoppe. I’m your host, Jo...
DO I WADE IN NOW OR WAIT TO BUY A HOME—PROS AND CONS

DO I WADE IN NOW OR WAIT TO BUY A HOME—PROS AND CONS

by Jo Garner | Dec 4, 2023 | Credit, Downpayment, Financing, Financing & Refinancing, Home Buying

Let’s explore the pros and cons of buying a home today vs waiting. We look at customers who did buy vs not purchasing a home. We look at cons for buying a home in this end-of-the-year 2023 (1st segment 9:06am to 9:15Am) 1ST SEGMENT 9 MINUTES (Jo)LET’S GET STARTED…(Jo)...
HELP FROM LENDERS & SELLERS—REASONS FOR HOMEBUYERS TO BE THANKFUL

HELP FROM LENDERS & SELLERS—REASONS FOR HOMEBUYERS TO BE THANKFUL

by Jo Garner | Nov 20, 2023 | Appraisal, Finances, Financing, Home Buying, Housing Market, Money, Mortgage Loans & Rates

Our topic is about being thankful or grateful for good things we can identify in the homebuying process or in life. Gratitude is a positive emotion that you can experience when you acknowledge good things that make you happy or things that benefit you. What do YOU...
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Recent Posts

  • 2026 CITY OF MEMPHIS DOWN PAYMENT ASSISTANCE UP TO $25,000 FOR QUALIFED HOME BUYERS August 12, 2026
  • Avoid Surprises: Smart Home Inspections and Smart Mortgage Decisions August 9, 2026
  • “Like the Wise Farmer, You Can’t Control Seasons—But Look How Others Are Preparing for a Great Harvest in Real Estate “ August 2, 2026
  • Planning Today for Tomorrow: Smart Housing Choices for Seniors and Their Families July 26, 2026
  • What You Don’t Know Can Cost You: Inspecting Hidden Home & Mortgage Risks July 19, 2026
  • Retire Smart: Protect Your Home, Your Money & Your Lifestyle July 13, 2026
  • Buy Smart, Live Free: How Homeownership Creates Financial and Lifestyle Independence July 4, 2026
  • The New Face of Real Estate & Mortgage Fraud—and How to Beat the Scammers June 27, 2026
  • A Strong Home Foundation & Finances- How Small Investments Today Save Big Money Tomorrow June 21, 2026
  • REAL ESTATE MARKET 2026 – MAKE THE RIGHT TURNS ON YOUR ROAD WITH HOMEOWNERSHIP  June 13, 2026
  • Your Roof, Your Real Estate & Your Wealth: How to Protect What Matters Most June 6, 2026
  • Thriving, Not Just Surviving for Golden Agers: Housing, Help & Financing May 30, 2026
  • HOW TO WIN THE RACE TO HOMEOWNERSHIP IN 2026 May 24, 2026
  • MORTGAGE APPROVAL ROADBLOCKS-HOW TO OVERCOME HOME REPAIR AND FINANCING CHALLENGES May 16, 2026
  • Cool Comfort & Smart Financing: How to Get Repairs Financed and Finished Fast May 9, 2026
  • Down the Stretch to Your Dream Home: Insider Strategies to Win May 2, 2026
  • How The New & Improved Reverse Mortgage Can Change Your Retirement April 25, 2026
  • Keep More of Your Money in 2026: Insider Tax Strategies From Your Mortgage Pro &  Your CPA April 19, 2026
  • Protect Your Home Like a Pro With These Smart Mortgage Moves & Home Maintenance Team April 11, 2026
  • Spring 2026 Housing Market Forecast- Is It Time to Launch Your Home Purchase or Refinance? April 5, 2026

DISCLAIMERS:
The information on these pages are meant for general educational purposes and are not an offer to lend. Consult with a licensed financial or legal advisor before acting on any information.

All financing scenarios are meant or educational purposes and are not an offer to lend.

LEGAL:  Real Estate Mortgage Shoppe provides general education and is not an offer to lend.   Jo Garner, Talk Shoppe LLC and Real Estate Mortgage Shoppe do not endorse 100% of the content covered on this web page or podcasts and blog posts.  Consult with a certified financial advisor or other certified advisors before acting on any information provided on JoGarner.com or the radio show, podcasts and blog posts.   Jo Garner is a licensed mortgage originator NMLS 757308 Equal Housing Opportunity.

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