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FIRST-TIME HOME BUYER DOWN PAYMENT ASSISTANCE-YOUR CHAMPION TEAM GETTING YOU YOUR DREAM (THDA)

FIRST-TIME HOME BUYER DOWN PAYMENT ASSISTANCE-YOUR CHAMPION TEAM GETTING YOU YOUR DREAM (THDA)

by Jo Garner | Oct 24, 2016 | Financing & Refinancing, Mortgage Loans & Rates, Real Estate & Foreclosures, Tips, Tricks & How To's

Hear some opportunities Tennessee Housing Development Agency offers first-time home buyers and even for some families that are not first-time home buyers. We will also help you connect with programs similar to THDA in other cities and states across the nation. You...
Get Rid of Your Carpet Stains—And Get Rid Of Your Mortgage TOO

Get Rid of Your Carpet Stains—And Get Rid Of Your Mortgage TOO

by Jo Garner | May 16, 2016 | Financing & Refinancing, Mortgage Loans & Rates, Tips, Tricks & How To's

Get Rid of Your Carpet Stains—And Get Rid Of Your Mortgage TOO Welcome to Real Estate Mortgage Shoppe! Some of the happiest mortgage clients I have, other than the first-time milestone homebuyer, is the client who has taken a little extra time to consider what they...

Renters Insurance & Getting To First-Time Homeownership

by Jo Garner | Aug 18, 2012 | Insurance & Regulations

Good morning, Memphis! You are on the Real Estate Mortgage Shoppe program with me, Jo Garner, mortgage officer with Evolve Bank and Trust. Today sitting around the coffee table with us we have Troy and Lynn McDonald, of Erin McDonald Allstate Insurance Agency. Our...

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Recent Posts

  • A Fresh Start: Smart Moves for Your Home, Money and Lifestyle August 30, 2026
  • Avoid the Cost of Letting Your House—or Your Finances—Become Delinquent August 23, 2026
  • 2026 CITY OF MEMPHIS DOWN PAYMENT ASSISTANCE UP TO $25,000 FOR QUALIFED HOME BUYERS August 12, 2026
  • Avoid Surprises: Smart Home Inspections and Smart Mortgage Decisions August 9, 2026
  • “Like the Wise Farmer, You Can’t Control Seasons—But Look How Others Are Preparing for a Great Harvest in Real Estate “ August 2, 2026
  • Planning Today for Tomorrow: Smart Housing Choices for Seniors and Their Families July 26, 2026
  • What You Don’t Know Can Cost You: Inspecting Hidden Home & Mortgage Risks July 19, 2026
  • Retire Smart: Protect Your Home, Your Money & Your Lifestyle July 13, 2026
  • Buy Smart, Live Free: How Homeownership Creates Financial and Lifestyle Independence July 4, 2026
  • The New Face of Real Estate & Mortgage Fraud—and How to Beat the Scammers June 27, 2026
  • A Strong Home Foundation & Finances- How Small Investments Today Save Big Money Tomorrow June 21, 2026
  • REAL ESTATE MARKET 2026 – MAKE THE RIGHT TURNS ON YOUR ROAD WITH HOMEOWNERSHIP  June 13, 2026
  • Your Roof, Your Real Estate & Your Wealth: How to Protect What Matters Most June 6, 2026
  • Thriving, Not Just Surviving for Golden Agers: Housing, Help & Financing May 30, 2026
  • HOW TO WIN THE RACE TO HOMEOWNERSHIP IN 2026 May 24, 2026
  • MORTGAGE APPROVAL ROADBLOCKS-HOW TO OVERCOME HOME REPAIR AND FINANCING CHALLENGES May 16, 2026
  • Cool Comfort & Smart Financing: How to Get Repairs Financed and Finished Fast May 9, 2026
  • Down the Stretch to Your Dream Home: Insider Strategies to Win May 2, 2026
  • How The New & Improved Reverse Mortgage Can Change Your Retirement April 25, 2026
  • Keep More of Your Money in 2026: Insider Tax Strategies From Your Mortgage Pro &  Your CPA April 19, 2026

DISCLAIMERS:
The information on these pages are meant for general educational purposes and are not an offer to lend. Consult with a licensed financial or legal advisor before acting on any information.

All financing scenarios are meant or educational purposes and are not an offer to lend.

LEGAL:  Real Estate Mortgage Shoppe provides general education and is not an offer to lend.   Jo Garner, Talk Shoppe LLC and Real Estate Mortgage Shoppe do not endorse 100% of the content covered on this web page or podcasts and blog posts.  Consult with a certified financial advisor or other certified advisors before acting on any information provided on JoGarner.com or the radio show, podcasts and blog posts.   Jo Garner is a licensed mortgage originator NMLS 757308 Equal Housing Opportunity.

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